Your children demand perfection; your partner wants peace; but all your thoughts for summer have turned to worry. You dread water and its possibilities. You stand guard against every day. A pool is not relaxing to you. It is instead a complication you regret ever choosing. But the cost of digging trenches and creating a base is too great now to ignore. You have to use it (or all those dollars would have been wasted). But you also need security and choosing the proper pool supplies is vital for that. This is far more than a filter. This is safety.

Your pool can be an escape from the heat. It can also be a potential danger. Accidents happen (all too easily) and you understand this. It’s why you must seek out all pool supplies that will offer relief.

Always remember first to purchase a cover. There is a wide variety of styles and materials to select from (such as plastic, mesh, nylon and more); you will find one that best suits your needs. Choose then an alarm. These extraordinary machines monitor the water, knowing when the surface changes and when new pressure is applied. Those with young children will find these to be essential. Also be certain to keep buoys and inflatable rings close to the deck. These are extra precautions that could prove themselves invaluable.

Finally fencing also should be considered. While some may lament the loss of open air, choosing a wire or wooden blockade ensures that no one shall wander into the pool without permission. If no other pool supplies are chosen, this (at least) should be.

You want to be safe. That is your only concern. Now you can create an environment that your family will be able to enjoy and you will be able to trust.

My friends have been urging us to get life insurance already. I am turning 30 next year and I need to make sure the kids’ future is covered for, just in case anything happens to me. I was being offered term insurance but I am hesitant about it. With term, your policy will expire after a specific amount of time has passed – whether you have died or not. If you do pass away during the time of your coverage, your beneficiary will receive the predetermined death benefit that the policy is set up to pay out.

Life insurance refers to a policy that a person buys with the intention of being compensated in case of misfortunes, especially death. The person buying the policy is known as the insured and the issuer of the policy is called the insurer. The insured pays some agreed upon amount of money at the end of each stipulated period of time. The amount payable to the insurer is called a premium.

The husband told me I should be the one insured as he pays a higher premium because he needs to avail of the insurance for smokers policy. See? Smoking not only kills, it gets more expensive over time!

My kids are as hooked with Glee, a weekly musical show, as I am. We download it as soon as it is available on the net and we watch the performances at least once a day. My son sings to the songs while my daughter dances to them. It makes me wonder if my kids are artistically inclined like my siblings. They sure haven’t gotten it from me!

If summer wasn’t as busy and the heat not as terrible, my kids would be at every summer lesson being offered at their school. There are piano lessons, guitar lessons as well as ballet lessons being offered. Once I learn how to drive, we can afford to take the kids to their lessons. So I need to learn how to drive soon!

If you need a trivia about me, you should know I never shop for anything unless it’s on sale. It’s both a blessing and a curse, because I never buy expensive stuff and get really great deals but I tend to hoard and take advantage of sales because it’s on “sale”, even if on hindsight, I didn’t really need to shop. So you can understand how it is so easy for me to splurge during Black Friday and Cyber Monday. I have a friend who shops for me during Black Friday – she receives my list and yes, shops for me (queues in line, goes to the store, etc) and the day after, we chat online on the great deals available on Cyber Monday. As early as now I am already thinking what to get on the biggest sale of the year!

Sooner or later, you need to think about retiring and pension. Allsup has now helped more than 130,000 people!! You need to seriously consider getting your social security disability from them. They can also be your medicare partner too. I have parents who are up for retirement this year, they are turning 60, so I am doing my best to make sure they retire with enough to make them live comfortably.

Who doesn’t need a car these days? I know there are a lot of people switching to hybrid cars as of late because of the instability of gas prices these days. However, the need for a car (a mode of transportation) is still there. I never thought I would even talk about needing a car – but where we live at, we really need it to go around otherwise it will be doubly hard. And even if we commute, transportation prices are so high! For example, when I go to the grocery, I need 50 bucks to commute BY JEEP! (That’s how far it is!). So yes, car is really a necessity. It is a good thing that fuel prices have had a drastic price cut for the past month. This means we can be assured that if ever we will have a car, we have money for gas to drive it around!  Edil might get the car he has been promised for by his boos. I certainly hope so. He needs it to make calls in hospitals in his area. A Car Allowance program might have been the trick for the company to have been able to issue its employees the much-needed transport benefit.

For me though, aside from getting the car, I need to learn how to drive! That should be on top of my goals next year, considering it is too late to squeeze in some driving lessons this year.

This is a sponsored post.

The new year has been good to us so far. One month before the new year, we received good news the the husband has been assigned and relocated to our area – allowing him to come home to us everyday. Nobody has been more grateful than I am for this recent development. Not only because it will be good for my peace of mind, having help with the kids, but it will be good for the kids as well, having him around everyday and not experiencing my temper when I fall short of patience because of being Mom & Dad all the time.

His area is now quite large so we have been requesting that his auto allowance be increased – since he is an employee doing a lot of field work – and that his request for a car be approved as soon as possible. He does have means of transportation but we’d rather exercise his benefit from work because he is, after all, entitled to it.

His company gives car packages to employees who have been meeting their sales monthly quota for six consecutive months or more. The husband has met his quota 10 out of the 12 months last year and has exceeded his year-to-date quota even (the reason he had a nice bonus last December). Now, if he doesnt get the car by June, I told him to look for another job that can give him a better compensation package – I am sure his boss will counteroffer with the car – it worked with his officemate who is now the training manager of the company.

This is a sponsored post.