I am so thankful that my parents have health insurance coverage provided by my younger sister. They are having health problems lately and need a lot of medical tests and check-ups + follow-ups to consultations and with HMO coverage, at least they are getting everything for free. After almost a year of waiting, we also were able to apply myself and the two kids in my husband’s health insurance coverage. I just read the policy book and the coverage details and I am happy that we can have the kids’ health checked all the time without putting out a lot of money. I am actually eager to have my check-up as soon as I get my health card. It is like I am investing on my health, like when I invest our hard-earned money when we buy gold coins from the US Bureau.