We have been eating out a lot lately and I have been spending more on our grocery the past few weeks. I think one of the reasons is we have two kids in school so I need to take into consideration having a big breakfast (rice usually) at mornings and snacks plus fruits. I think all our extra money is going to food, which is fine because we enjoy it. But we need to be more stringent with money and be more aggressive with money saving. A friend advised us that we buy gold coins as investment as it has great value and never depreciates. We will see.